We have created an online Income Distribution Calculator with exact percentages distributed into 4 accounts.
This approach is based on the principle of income separation, which promotes better personal budgeting and financial management. Instead of depositing all your income into a single account, you divide it among four distinct account types. This method simplifies the management of your personal finances, making it both easier and more practical to track spending, save, and achieve your financial goals.
Here are the key features:
Distribution Breakdown:
🌱 Growth Account (25%) – For investments and growing wealth. One effective option is a tax-free unit trust account.
🛡️ Stability Account (15%) – Emergency fund (should cover 4 to 5 months of your essential living expenses). A high-interest savings account is an excellent choice for this purpose.
🏠 Essential Account (50%) – Day-to-day living expenses. This account acts as your primary current or salary account, handling routine costs such as rent, groceries, utilities, transportation, and other necessary expenditures.
🎉 Rewards Account (10%) – Entertainment, holidays and experiences account.
App Features:
- Modern, responsive design with gradient backgrounds and smooth animations
- Real-time calculation as you type
- Enter key support for quick calculation
- Professional currency formatting
- Visual fund cards with hover effects and color coding
- Mobile-friendly responsive layout
- Input validation to ensure positive values only
Visual Design:
- Clean, professional interface with glassmorphism effects
- Color-coded fund categories for easy identification
- Animated results display with smooth scrolling
- Hover effects and micro-interactions for better user experience
The calculator automatically updates the distribution amounts based on your income input, making it easy to see exactly how much should go to each fund. The design is both functional and visually appealing, perfect for personal finance planning.